Is Ledgantic legit?
Ledgantic is a financial consulting firm that helps clients keep enough cash, invest surplus money within clear limits and check firms before money moves. It's paid only by its clients, through a fixed fee agreed in a signed letter. It doesn't take deposits, sell investments or manage money, so there's nothing for a client to hand over.
You don't have to take our word for it. What you can check is how we work: everything in writing, a fixed fee, and none of the things investment scams rely on. The rest of this page explains how to test that for yourself.
Is Ledgantic a scam?
You shouldn't take any firm's word for that, including ours, so here is the test. Investment scams depend on getting you to send money the scammer controls, usually with a promise of high or guaranteed returns. Ledgantic never asks for money to invest, never promises returns and never holds client funds. Anyone using our name who does is not us.
Our guide to investment fraud red flags explains the patterns scammers use, including clone firms that copy a real firm's name.
What does Ledgantic actually do?
Ledgantic does three kinds of consulting work for businesses: safe investing policies and due diligence on firms, cash flow forecasting and payment controls, and financial models for lenders and investors. In each case we produce documents, spreadsheets and checks that your team keeps. Your money stays in your own accounts, and every decision is yours.
Is Ledgantic regulated?
Ledgantic isn't an investment firm and doesn't claim a licence from any financial regulator. We don't manage money, hold client funds, arrange investments or give personal investment advice. If a project would need a regulated firm, we say so in writing and help you prepare to choose one, which you can then check on its regulator's register.
Be wary of anyone who claims that Ledgantic is licensed to take or invest your money: we aren't, and we don't.
How is Ledgantic paid?
Ledgantic is paid only by its clients, through a fixed fee set out in a written proposal and agreed before any work starts. We take no commissions, referral fees or success fees from banks, fund managers, brokers, lenders or investors. That means nobody on the other side of a deal has a reason to pay us to steer you.
The details are on how we work.
What should you ask any financial consultant, including us?
Ask any financial consultant, including us, who pays them, whether they will ever hold or move your money, what exactly you receive for the fee, and how you can confirm their messages are genuine. A firm worth hiring answers each question in writing before you sign anything, without being pushed.
- Who pays you, apart from us?
- Will you ever hold, move or invest our money?
- What exactly will we receive, and in what form?
- Is the fee fixed, and what would make it change?
- Which regulator, if any, authorises you, and for what?
- How do we confirm a message really comes from you?
Our own answers are on this page and on how we work.
Are there reviews of Ledgantic?
This website doesn't publish testimonials or star ratings, because you couldn't check that they're genuine. We don't pay for reviews or offer anything in exchange for one. If you read about Ledgantic on another site, check that it's really about us: the web address and email domain should match the ones on this website.
How can you check that a message or website really is Ledgantic?
Check three things. The address should be at the same domain as this website, spelled exactly. The message should never ask for money to invest, passwords, security codes or remote access. And if in doubt, type our web address yourself and write to us from there, rather than replying or using links and numbers in the message.
- Compare the sender's domain with the address in your browser, letter by letter: look-alike domains often change one character.
- Don't trust a caller ID or a logo: both are easy to fake.
- Treat urgency and requests for secrecy as warning signs, whoever they appear to come from.
Our email address is consulting@ledgantic.com.
What will Ledgantic never ask you for?
Ledgantic will never ask you to send money for investment, pay a fee to unlock a return, share passwords, banking logins or security codes, install remote-access software, or keep a conversation secret from your bank, accountant or board. We don't cold-call businesses with investment or funding offers either.
- Money to invest, or a fee to release money or a return.
- Passwords, banking logins, card details or one-time codes.
- Remote access to your computer or phone.
- Secrecy from your bank, accountant or board.
- A decision on a cold call offering an investment or funding.
What should you do if someone misuses our name?
Stop all contact and don't send any money. If you've already paid, call your bank straight away on a number you trust and ask it to stop or recall the payment. Then report it to the police or your national fraud reporting service. Please tell us too, so we can warn others.
Write to us using the address on our contact page. Be wary of anyone who then offers to recover the money for a fee: that's a common second scam.