What can you read here?
Six guides cover the questions that matter most before company money moves: how much cash a business should keep in reserve, how to check an investment firm, the red flags of investment fraud, how invoice and payment fraud works, how to build a 13-week cash flow forecast, and what lenders look for in a financial model.
Investment fraud red flags every business should know
Cold calls, promised returns, clone firms, recovery scams: Ledgantic on the investment fraud red flags businesses face, and what to do if you paid.
How to check an investment firm, broker or fund before your business pays
Before your business pays a broker, fund or adviser, check it yourself. Ledgantic sets out the register search, clone tests, custody and sign-off.
Invoice and payment fraud: how it works and the controls that catch it
Invoice redirection, email compromise and CEO fraud: Ledgantic on how each works, the warning signs, the payment controls and first-hour steps.
Business cash reserves: how much to keep and where to hold it
How much cash should a business keep in reserve? Ledgantic shows how to size each tier from your forecast, where to hold it, and a worked example.
How to build a 13-week cash flow forecast
Ledgantic shows how to build a 13-week cash flow forecast, keep it accurate with a weekly roll-forward and act early when it shows a cash gap.
What lenders and investors look for in a financial model
Ledgantic on what lenders and investors test in a financial model, from linked statements to covenants, and how to check a funder is genuine.
Where should you start?
Start with the guide closest to the decision in front of you. If someone has offered your company an investment, read the fraud red flags and how to check a firm. If cash is building up, read about company reserves. If cash is tight, start with the 13-week forecast.
- You've been offered an investment: investment fraud red flags, then how to check an investment firm.
- Cash is building up: how much cash a business should keep in reserve.
- A supplier wants to change its bank details: invoice and payment fraud.
- Cash is tight or unpredictable: the 13-week cash flow forecast.
- You're about to borrow or raise money: what lenders and investors look for in a financial model.
Are these guides advice?
No. Our insights are general information for businesses, written to help you ask better questions. They don't take your company's circumstances into account and aren't investment, tax or legal advice. Before acting, consider your own situation and, where needed, speak to an authorised adviser.
See our important information for more, or our services if you'd like help applying a guide to your business.